Accepting an offer on your property can make you think the hard part is over but there’s lots to do before the closing. If your home is under contract, here are the things you will need to do before the closing…
It doesn’t matter how prepared you are when you’re selling your house, it’s usually a nerve-racking time. Add the fact that many people who sell a property are also buying another one, and you have double the pressure.
Some people will put off packing until the last minute. Moving is a great time for weeding out unused or unwanted stuff. Rather than waiting around, start packing right way to make sure that you’re only taking the stuff you need and use.
Whether you choose to donate or give the extra stuff away, this is a good time to rid yourself of unnecessary clutter. If you find a box that you have not touched in years, it is quite possible you could ditch most of the contents!
Organize your packed boxes. It’s simpler to move the boxes around before the moving truck shows up. Keep in mind that the first boxes on the moving truck are going to be the last boxes off.
You do not want to pack anything in these boxes that you may need!
If you organize the order of the boxes by rooms, it will help when unloading. Use a Sharpie to label the boxes with what is in them and where they will be going.
You should also number your boxes. For example, your first box would be 1 of 20. This lets you know if any boxes were lost or left behind.
You should also pack a box with anything that you will need right away. This includes toilet paper, clothing, dishes, pet food, medications, etc. Put this box in your car as one of the last things you pack.
You do NOT want to wait until the last minute to reserve a moving truck! While the exact day can change, the closer you get to the closing, the more definite the date will be.
It is very important to contact the moving truck company as soon as you can. If you are planning on hiring a moving company, they have hectic seasons. If you book early, you won’t have to do any last minute scrambling to find a moving company.
I strongly suggest that you do some research BEFORE hiring any moving company. Plus you could find a better price.
Today, almost all home buyers will get a home inspection. Which means there could be repairs that MUST be completed! You do not want to wait until the last minute to take care of any repairs.
You will need to allow plenty of time to make repairs and for the buyers to sign off on them before the closing. Rushing to get stuff done could end up costing you more so be sure to address repairs early.
In many states ( including South Carolina ), the purchase contract says that the property has to be broom clean. This means sweeping the floor, leaving the walls bare, and removing all trash or packing material.
It’s not unusual for a seller to wonder how clean should a seller leave the house after closing. As with most things in life, doing unto others as you would want them to do unto you is the best option!
You should leave the property in the same shape that you would want your new home to be in. Bear in mind, the new property owners could get some of your mail or packages after you move.
This is why you need to stay on good terms with the buyers. Plus it’s the right thing to do!
It is very important that you make sure all your mail is forwarded to your new address. The simplest way to do this is by going to usps.com.
It’s much easier than visiting the post office in person. This can make sure you do not miss any payments or important mail during this busy time period.
In a kitchen drawer, you should leave your forwarding address for the new buyers. If you have any paperwork related to the home, you should leave this as well.
Make sure you tell the utility companies about your moving date. Tell the utility companies when to turn off the service and where to send the final utility bill. Don’t forget about the garbage, alarm company, cable and internet provider.
Let any magazines or newspapers that you subscribe to know about your new address.
Be sure you contact your insurance agent to cancel your homeowner’s insurance policy. Starting a new home owner’s insurance policy doesn’t mean the insurance on your current home is automatically canceled.
Or you could have more than one insurance agent or have changed insurance agents. Also, your lender will not cancel your homeowner’s insurance so you must do this yourself.
Do NOT cancel the insurance until AFTER the closing. Not the day of, not the day before but the day AFTER. Always CYA!
Just before you are going to the closing, cancel or transfer your bank account to wherever you are headed. I strongly suggest that you do NOT change your bank accounts until you are headed to the closing.
You will need to change your contact info with your doctors. You should transfer any prescriptions to your new local pharmacy.
If you have any pets, you need to remember to update your contact info with your vet and change the info on your pet’s tags. This is VERY important as pets can sometimes get lost during a move and try to find their way to your old home.
Last but certainly not least, you need to refer to the contract and make sure you are completing everything by the date specified on the contract. If you have questions, you can consult with your Realtor or real estate attorney.
Failing to do something specified on the contract could lead to you being sued!
The Take Away
It’s great to get your home under contract but there is stuff that must be done before the closing. This article will help you with some of the most common items that must be taken care of before the closing. If you have any questions about selling or buying real estate in the Anderson SC area, please contact me!